September 30, 2026
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Apple Pay is now available in India, meaning customers with an eligible card can add it to the Wallet app on iPhone and Apple Watch for contactless and online payments.

To use Apple Pay in India, users will need an Axis Bank credit card on the Visa or Mastercard network. Before today, TechCrunch reported that merchants and payment terminals will need to add Apple Pay support, so the service may not work at every contactless payment location.

RuPay, India’s national card network, is not compatible with ‌Apple Pay‌. Even major banks like HDFC Bank, ICICI Bank and SBI Card have not added support.

There have been rumors about ‌Apple Pay‌ expanding to India for about a decade, but regulatory issues have made it difficult. India already has a popular digital payment option, the Unified Payments Interface (UPI). UPI is a government-backed payment system that allows instant transfer of funds between two bank accounts. UPI handles around 84% of India’s digital transaction volume and does not work with ‌Apple Pay‌.

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